eBay Continues Rollout of Longer Payment Holds

by: BatmanOfOz

Oh, but you can be sure that eBay Will Take Their Cut Out Immediately!! Just one more affirmation that Leaving eBay after 25+ years was a Good Thing...a Real Good Thing, Anthony!

by: Bluedenim2

I never got this e-mail but yes my funds are being held for the 72 hour period.  

by: Rexford

eBay makes money on the interest on float.  It's always about money with eBay.  Even when it's YOUR money.

by: airbrake

Another money grab by The San Jose Mob. This time, though, they may have stepped into it.

It's really sad to see a company run themselves into the ground over the past few years after the ''takeover'' by investment groups, especially the one that ruined Cabela's & Bass Pro.

Seems Jamie, the magical clown CEO of Ebay, just sold 7,221 of his shares of Ebay stock with a deal started in September and consummated on October 6th. for a sum of $666,714.93. He now owns a total of 246,812 shares of Ebay stock valued at $22,788,151.96. So, more investment firms are buying into Ebay.

https://www.marketbeat.com/instant-alerts/filing-ebay-inc
-ebay-shares-acquired-by-mirae-asset-global-investments-co-ltd-2025-10-06/

by: etectra

"eBay makes money on the interest on float. "

In addition to what Rexford said...

They also make many millions on the floating the sales tax they collect, while it awaits transmittal to the the various tax authorities.

The amount they make on interest on the sales tax is far more the minor costs associated with maintaining such a sales tax collection system.

Thus when eBay charges full category fees on sales tax they are profiteering.

The only fee they are entitled to on sales collection is reimbursement for their payment processing fees. eBay's processing fees are below the 2.9% PayPal used to charge since large companies like eBay can negotiate ultra low fees with credit card companies.

The percent they can charge for processing sales tax needs to set  by law since we can't go by industry standards since there is a conflict of interest in that eBay previously owned PayPal and they now own at least 15% of Ayden.

by: airbrake

Ebay also receives a ''float'' when you purchase shipping labels through them as Ebay is billed on a 30 Day Net invoice from USPS and probably other Carriers also. As has been mentioned here before, everytime the PRC raises the Postage Rates Ebay and others get a raise in their net revenue income for shipping labels, just like this last Sunday.

I'd watch for the other shoe to drop when Ebay requires Sellers to buy shipping labels through them or pay some sort of admin. fee if you buy through another 3rd. party supplier or the USPS.

by: pace306

Wheres that guy from the other thread who admonished us all about the GOOD eBays doing for us all?

Hes like "M" part two.

Once the mafia gets a toe hold in your life, your business, your well being - it NEVER leaves.

eBay, like the mob, has %100 total control over almost every facet of YOUR (and my) business , and theres not a d@mn thing we as sellers can do except leave (not a helpful option as it doesnt "solve" anything)

eBay dumped Paypal to move money into accounts IT controls, in an overseas bank with little to no oversight.

This way, no one really knows whats going on, what monies are being commingled with other funds, whos getting paid and when YOUR MONEY will be available.

Sadly there isnt ONE politician (either party) who cares, as eBay gives $$$ to both parties - and no one wants the gravy train to end.

Its part of eBays original sin - that they are involved to begin with, its not their item OR their funds.

GRIFF (as I said MANY times) is/was of ZERO help, and which ever dope took over - isnt doing anything either.

When you make more money on ads then on the items you sell, your business is failing.Spin it anyway you want, but the money holds (72hrs) is criminal.

I dont agree that monies should be held until delivery (it should be released after initial carrier scan)- but its UNDERSTANDABLE at least, but then the payouts should be IMMEDIATE - yet for some reason they arent.

Computers are instant and so is ACH transfer, its inexcusable to treat sellers as "a bank".

SAN JOSE MAFIA ONCE AGAIN  (some sue me if you dare)

by: clarkphilatelics

Including the account balance in Managed Payments transactions file downloads becomes more important than ever. Before "universal holds", it was necessary to eliminate the second category from listings to eliminate nuisance 10 cent MP entries that effectively hid the true balance on the account. What protection would sellers have if someone at eBay or Ayden finds a way to skim small amounts from eBay MP accounts?

by: FerretFan

I’ve weathered countless storms on eBay over the past five years. I’ve adapted, adjusted, and kept pushing forward through every policy shift and algorithm change. The one thing that’s always kept me anchored to eBay—over platforms like Poshmark and Mercari—has been the shorter float time for payments. That faster access to funds has been the lifeline for my small business.
But if eBay moves ahead with this proposed change (clearly designed to pad its own bottom line), it will finally break that bond. I’ll have no choice but to shift my focus elsewhere. For small sellers like me, liquidity isn’t a luxury—it’s survival.
Right now, eBay doesn’t have to worry about a shortage of listings, but if they go through with this, that will change fast. Sellers are the backbone of this platform, and without us, there is no eBay. Instead of continually squeezing sellers for every last cent, eBay should be investing in ways to attract and retain buyers. Bring back programs like eBay Bucks and other rewards that create excitement and loyalty—those are the changes that build a thriving marketplace.
eBay needs to stop circling its sellers’ profits like a greedy wolf and start protecting, partnering with, and respecting them as the vital assets they are. Other platforms don’t take their sellers for granted the way eBay does—and if eBay doesn’t wake up soon, they’ll learn the hard way what happens when their sellers finally walk away.

by: rpocovers

As a small seller of philatelic items generally under $30, I would be devastated by this, as the vast majority of my sales use ''economy'' shipping, which means a #12 envelope of one or two ounces, untracked, First-Class Mail.

by: NJSRR

Instead of payments I am seeing a lot of "Buyer Wants to Keep Shopping".....Even though i have no other auctions listed !!

by: Antiquepapergirl@gmail.com

There is a reason that Ebay has their money system outside of the US.  They operate the system like a bank and if they were based in the US, it would be totally illegal for them to hold funds more than 24 hours. I am sure with all the money they steal from sellers they pay lawyers very well to find all the loopholes that they can use. I left this crooked travesty of a company five years ago for other venues and have never looked back. My sales have finally recovered two levels that I did almost 10 years ago on other platforms.

by: foxxresell

I have been on Delivery Plus 72 hours since May.  I asked at eBay Open if this was going companywide and they said it is not.  I also asked how you return back to the old payout method and no one could provide explanation.

As far as people saying eBay is making money off this, that isnt true.  This is losing them money.  When sellers have a delay in receiving cash, they delay sourcing new inventory which means less inventory on ebay and less sales.  That will dwarf any gains on interest.

This is a lose-lose situation and makes no sense.  It helps no one and hurts eBay and sellers.

by: NYSteve

Ebay is like Amazon, all these 'great' 'newfangled' features, but the most important one.....tanking sales down to zero...
gee, Ebay, thanks for informing those of us on the 'sidelines'

i'll have to remember this one, when i do make another sale

by: Andy

@Ina: ''Small sellers must pay carriers out of their own pocket at the time of shipping, regardless of whether they factor the shipping cost into their item price (''free'' shipping) or charge shipping to buyers as a line item.''

Are you sure? That appears to be contradicted by the eBay statement you quoted above, which indicates that nothing has changed regarding the ability to use held buyer funds to pay for the shipping: ''You can use your On hold funds to purchase shipping labels on the eBay platform and issue refunds to the buyer.''

by: airbrake

@Andy

What if Sellers use other 3rd. parties for their shipping labels? You are forced to purchase shipping labels through Ebay, thus more money in Ebay's pocket.

by: Snapped

C’mon folks.  Did you notice in the tread next door how eBay is now going to now ‘protect’ sellers from the ramifications of ‘tardy’ delivery scans?  (Um…terms and conditions may apply).

How did you imagine they’d be able to …pardon…they’d choose to afford that?