Is eBay blackballing Bank of America bank accounts in the state of Georgia? According to a knowledgeable third-party eBay developer, it seems so.
Since eBay took over payment processing from PayPal, it requires all sellers to verify their bank account information so it can disburse funds into their accounts. But some sellers have had difficulty with the verification process - meaning they are unable to receive payouts for sales they've made and shipped.
This week, a frequent poster on the eBay boards who goes by the handle Shipscript said
that for the past year, "eBay has been rejecting the BofA routing number for accounts in Georgia and telling sellers to use another bank."
An eBay Community volunteer since 2003, Shipscript speaks with authority, though they didn't provide much context about how they learned the problem was isolated to a single state. But they did provide further advice - "Customer service is able to help with the more basic issues. They may have to escalate more difficult questions to a supervisor," along with providing a link.
The discussion began when a seller said they could not get eBay to verify their Bank of America account, and another seller echoed the complaint.
Sure enough, the second seller said they were located in Georgia and finally got information from eBay customer service reps - but it wasn't good news. eBay reps told the seller eBay could not link Bank of America, Chase & Wells Fargo accounts to sellers' accounts if they were located in Georgia.
In a nutshell, the seller said, eBay randomly blocks Bank in individual states, without notifying sellers; eBay does not share this information openly; eBay will not supply a list of "Blocked" banks; and eBay insists if sellers want their funds, they must provide acceptable bank account details that are supported by eBay, even though you do not know eBay, banks are supported or not supported.
The seller said they must find another bank that offered free checking, with no minimum balances, that would be acceptable to eBay.
The question is not just why eBay blackballs certain banks for sellers in certain states. It's also why eBay hides the information from sellers.
This is not the only weird thing happening with eBay and people in the good State of Georgia - a seller recently reported
that eBay charged them an international fee for a domestic package they sent to a customer located in Macon, Georgia.