Ina Steiner EcommerceBytes Blog
News and insight focusing on ecommerce.
by Ina Steiner, Editor of EcommerceBytes.com
Mon Nov 9 2015 20:46:21

Etsy Advises Sellers to Use Its Health Insurance Broker

By: Ina Steiner

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Etsy sent an email to sellers encouraging them to use a health insurance broker called Stride Health to get covered or, if they already have health insurance, to use it "to see how your plan stacks up against the plans available through Stride."

The topic is a sensitive one both politically and personally, and Etsy's announcement set off a heated debate in at least one discussion thread, and some users questioned why Etsy was concerning itself with sellers' health insurance at all. 

Stride Health collects data from people during the quote process. It asked questions such as, "Do you take any prescription drugs regularly," and "Do you smoke cigarettes or use other tobacco products?"

It also asked, "Do you have any of the following medical conditions" and listed Diabetes; Arthritis; Depression; ADHD; High Cholesterol; Asthma; Heart Disease; High blood pressure; COPD as possible conditions.

But considering that Stride Health is trying to appeal to businesses, it appears to be only providing quotes for individuals.

One seller noted, "I checked Stride out, and was surprised that it only suggested two of the four carriers that are offered on our state exchange. It did not include any information the carrier I went with last year and am likely to sign up for again this year, as it was significantly less cost for the same benefits. I appreciate all the help I can get navigating the choices of health insurance, but I find this a significant omission. I would use it as a source of information, but not the only source."

Etsy sellers might want to get some professional help or find a broker who handles businesses if they are shopping for health insurance. Until more is known about Stride Health's methodology and which insurance companies it works with and does not work with, use with caution. (Etsy declined to tell me anything about the vetting process it used in choosing to partner with Stride Health.) Update: here's a FAQs page.

Stride Health has other partners besides Etsy - it has partnered with Intuit (October) and Uber (November of last year).

Here's the letter Etsy sent sellers on Monday:

Hi there,
Here at Etsy, we're always looking for ways to help you build your creative business on your own terms. That includes tackling challenges like health insurance coverage. Having the right health insurance can save you money, keep you healthy and give you more time to focus on what you love doing. That's why we partnered with Stride Health, which makes it quicker and easier to find the right health insurance for you.

Stride Health instantly compares thousands of health plans and provides recommendations based on your lifestyle and budget. If you already have health insurance coverage, you can see how your plan stacks up against the plans available through Stride. If you don't currently have health insurance, then this is a great opportunity to get covered!
Learn more

It takes only 10 minutes to find quality health insurance through Stride. Plus, if you sign up by December 15, your coverage will be effective January 1. Now is a great time to get covered.
Thank you,
Etsy

We've got more coming in Tuesday's Newsflash, let us know what you think.




Comments (20) | Leave Comment | Permalink

Readers Comments

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

This user has validated their user name. by: Beanie

Tue Nov 10 04:09:28 2015

Wow, talk about wanting to get all up in your business! Are we sure old Donahoe isn't running Etsy, um,I mean Etsbay. These "venues" never ever stop with this kind of crap. Collecting data, yep, uh huh, right.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

This user has validated their user name. by: The End

Tue Nov 10 06:00:57 2015

Too Hinky / Spooky.
Health insurance is a PRIVATE matter.
Frankly, I was offended that Etsy was sticking their nose where it doesn't belong.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: sasikat9 This user has validated their user name.

Tue Nov 10 06:21:03 2015

Yea right. We are going to run right out and do it.....

Etsy needs to get some health insurance for themselves and leave the rest of us alone.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

This user has validated their user name. by: White Rabbit

Tue Nov 10 06:28:08 2015

and when Etsy goes bankrupt? :-)
their stock closed yesterday @ $8.80 a new all time low. Etsy claimed they get no commission? LOL how can you tell when Etsy is lying? their lips are moving.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: ignatz This user has validated their user name.

Tue Nov 10 08:38:19 2015

Wasn't the all-singing all-dancing Obamacare supposed to provide affordable health insurance to all us 99-percenters?

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: Sierra This user has validated their user name.

Tue Nov 10 10:08:12 2015

The Etsy spokesperson indicates that Etsy isn't ''taking'' anything for providing the insurance service, but are they being *given* anything by Stride Health? Sometimes it's those minute details that make ALL the difference!  

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

This user has validated their user name. by: iheartjacksparrow

Tue Nov 10 10:48:28 2015

I'd be really offended if a "venue" told me what insurance I should be buying. I'm assuming that after Wenig hears of this, all the eBay sellers will be getting the same type of message.  

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

This user has validated their user name. by: iheartjacksparrow

Tue Nov 10 12:23:43 2015

And Seeking Alpha says Etsy's ship has sailed:

http://seekingalpha.com/article/3668706-etsy-to-be-avoi
ded-at-all-costs?auth_param=16gf2q:1b42ebk:88f1b99137a41821f8149cb360970abb&uprof=82&dr=1

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

This user has validated their user name. by: The End

Tue Nov 10 17:23:58 2015

Some sage stock advice :
BOTTOM LINE : Unless it's ALCOA, or PEPSI, or Major Crude oil, or some other commodity, IT DOESN'T BELONG ON THE STOCK CHARTS.
Etsy, Amazon, Ebay, etc.  ARE NOT COMMODITIES !

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

This user has validated their user name. by: Ming the Merciless

Wed Nov 11 00:11:46 2015

Years ago under Negged Meg Whitman ebafia offered health insurance to sellers.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: Watching the Wheels This user has validated their user name.

Wed Nov 11 05:31:35 2015

So, who among Etsy's VC Board, also has $$$ into this?

Follow the money.

And has anybody noticed that NO AMOUNT of Wall Street spin, seems to be conning people into buying the Etsy stock?

Schmoozing and window dressing free meals and letting dweeb's dogs come to work, DOES NOT BUILD A COMPANY!

Whatever became of the "WE EARN IT" sentiment?

What happens IF Etsy continues to tank?

But then again, if it had been ME running Etsy a few less dweeby techs would have been hired and  A WHOLE LOT MORE HANDS ON OLDER RETAIL PEOPLE WOULD HAVE BEEN HIRED.

You can't expect much from a company manned by money changers and techy's, that in a classicly Passive Aggressive manner undermine the retailers of the site with every turn.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: an American in France This user has validated their user name.

Wed Nov 11 07:57:08 2015

How confident can we be that Stride handles our private health information appropriately? I haven't looked at their site (I have health coverage outside the U.S.), but the article states that the questionnaire asks users to provide health information & answer specific medical/health questions. What is done with that data?

As for Etsy not making money on commissions, perhaps they receive money for advertising Stride? I doubt Etsy is doing this solely out of the goodness of their hearts.  

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: Flying Childers This user has validated their user name.

Wed Nov 11 09:28:29 2015

When I read this latest scam courtesy of Chad & Co. I thought my head was going to explode. How it it that these people are not being led out of their offices in handcuffs? Is it just because of the Obama and other political connections?

I am sick and tired of the Etsy thuggery that goes on under the guise of pretending to "help" the remaining US and European sellers who are actually vending handmade and genuine vintage articles as opposed to the Chinese crap that has flooded the site.

Meanwhile, Etsy has escalated its war against the "malcontents" who dare to complain on the forums. It appears that they have gotten the names off of the slow sales and views thread that they recently shut down (over 14,000 comments) and have not only muted most of the most vocal shop owners, but somehow have "turned off" the traffic to their shops. I assume it would be very easy to tell one of their hacks to come up with some kind of code that would take out the usual suspects.

Word on the street is that they are also combing this venue and Seeking Alpha to try and figure out who's speaking out off site.

This only sounds paranoid to those who are not familiar with the Etsy crew. The health insurance offer is just another way for them to line their pockets after they wrecked the site and put 1000s of hard working, loyal sellers out of business.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: epuise This user has validated their user name.

Wed Nov 11 09:41:03 2015

If you live in a state where 'ObamaCare' is available, it is a very good deal for the price.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: FREDDY This user has validated their user name.

Wed Nov 11 09:55:43 2015

Etsy has NO place promoting health insurance. NO WAY am I going to give personal info to  anyone.  It will be used against you or sold to the drug companies etc..

Etsy is getting desperate. If you believe that they are not compensated in any way you probably also believe that ebay will go back the way it was when it started. Just a venue.

Etsy=wannabe ebay is following the path to he!!.  I haven't had a sale in over a month. Then last weekend - 3 sales all to California.  That sounds just like what ebay was doing.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: Noneya This user has validated their user name.

Wed Nov 11 11:30:23 2015

This doesn't give Etsy sellers access to health insurance anymore than suggesting going to lunch together means I plan on buying you groceries for a year.
It's a link to a company that makes money by providing quotes. This does nothing to help Etsy sellers acquire health insurance.

Please vote in the presidential election!
I will now add presidential adviser to my skills list.  

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: Watching the Wheels This user has validated their user name.

Wed Nov 11 11:32:17 2015

Flying Childers, I don't think they do that. There wasn't a more in your face person than me, ...

... before my PERMA-MUTE.

I don't even mind it, because it keeps me out of their kumbayah forums, and all, the "I got bullied as a child people', who use the internet to hide behind.

I send my concerns to support, and when it gets past a point, have no problems getting in touch with people MUCH higher up in the food chain.

They are incompetent. Their incessant Wicked Uncle Ernie experiments and half a$$-ed coding is what zaps peoples sales.

There had been a decline, but after they rolled out the WORST DROP DOWN OPTIONS EVER, to try to list a product, I've been dead in the water.

The entirety of the crew, unfortunately is the type of "person", who just always manages to F things up.

:) Who, knows, maybe one day they'll try the OPPOSITE GEORGE  approach.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: MS Vintage This user has validated their user name.

Thu Nov 12 18:51:29 2015

At last we see that Etsy is not a place for All Things Handmade and Vintage, Too but just one more website huckster.  They pitch this insurance as a service to their seller members.

Most sellers would rather they stopped making changes during the biggest sales season of the year, fixed their stupid search, left the algorithms alone for a few weeks, stopped sending buyers to other sellers at check out....

The only reason I can think of that they don't mind the website is that there's nothing in it for them to do so.  There seems to be something in it for them to sell insurance online.

Write to the consumer fraud folks in the federal govt, and to Elizabeth Warren.  It's time these phoney populist websites get clobbered.

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: mcposty This user has validated their user name.

Fri Nov 13 00:25:03 2015

Etsy shilling now,.probably getting nice kick backs

Perminate Link for Etsy Advises Sellers to Use Its Health Insurance Broker   Etsy Advises Sellers to Use Its Health Insurance Broker

by: Garcia This user has validated their user name.

Wed Jan 6 09:44:45 2016

The very last place I would go for insurance is Etsy.  Why they would get into the insurance business is beyond me.  But I can assure you it is because there is money in it for them or else why offer it.  I wonder how many sellers will sign up or shall I say I feel sorry for anyone who would take the chance.



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