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Sat May 28 2016 17:09:12

How In-Store Shopping Can Be Risky Too

By: Ina Steiner

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People who think they're avoiding fraud by shopping only at brick-and-mortar stores may be surprised to see how easy it was for this pair of scammers to steal credit and debit card information at retail store checkout counters.

This YouTube video shows surveillance footage of two men at a Virginia Walmart - watch how easy it was for one of the men to slip a small device over the credit card machine without anyone noticing.

Consumerist has more background on this case and similar incidents that have been making the news, and they have been widely discussed online over the past week or so.

As AOL reports, a skimmer can only get sensitive information if customers swipe their credit card - that's why it's best to put your chip-enabled card into the chip reader rather than swiping your card. But some consumers don't have chip cards yet, and many stores haven't enabled the chip-reader yet.

Last week we wrote about some small banks that are banning debit-card transactions on purchases made in New York State unless a pin number is used, which impacted shoppers trying to purchase goods on Etsy, which is based in Brooklyn. And last fall, some banks put a similar ban on debit card transactions made at Walmart.

Card skimmers may be the biggest reason for such bans - once a fraudster has someone's debit card information, they can withdraw money from the consumer's bank using an ATM.

Be sure to watch the YouTube video - it will have you looking at fellow shoppers and credit card machines more carefully after seeing how easy it can be to place a skimmer in a store. And it just goes to show that you need to watch out for fraud in real life as well as online.




Comments (4) | Permalink

Readers Comments

How In-Store Shopping Can Be Risky Too   How In-Store Shopping Can Be Risky Too

This user has validated their user name. by: iheartjacksparrow

Sat May 28 20:09:13 2016

There are lots of places that don't have chip-enabled readers, notwithstanding the fact that all stores where supposed to have them in place on October 1, 2015. None of the T-Mobile stores where I pay my cellphone bill can read chips. The only two places I can think of that have chip readers are Target and Walmart.  

How In-Store Shopping Can Be Risky Too   How In-Store Shopping Can Be Risky Too

This user has validated their user name. by: Philip Cohen
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Sat May 28 23:58:24 2016

Well, those that still don't have EMV terminals will get a shock when their credit card account issuing bank starts debiting them for any fraud carried out with an EMV card on those old "swipe" terminals; if the fraud is carried out with a non-EMV card then the card issuing bank will still carry the can, for the time being ...

How In-Store Shopping Can Be Risky Too   How In-Store Shopping Can Be Risky Too

by: FeelingFroggy This user has validated their user name.

Sun May 29 05:59:39 2016

Well I wouldn't get to cozy thinking that the EMV chip cards are safe. Its only a matter of time before someone figures out how to get these card numbers also.

Scammers, thieves and the slime of society are constantly working to improve their stealing techniques.

How In-Store Shopping Can Be Risky Too   How In-Store Shopping Can Be Risky Too

This user has validated their user name. by: The End

Mon May 30 11:10:14 2016

No matter how silly you feel doing it :
When at your bank's ATM or other, ALWAYS ALWAYS :
1)use both hands the check for SKIMMING hardware on the Card Reader. Try to pull off the face.
2) ALWAYS check up under edges for a camera, also check outside surfaces and try to remove or lift off anything that could be concealing a camera.
3)COVER your number-punching hand,
4) NEVER EVER use your card anywhere else except online, look for the GREEN BAR on the site. No gas pumps, convenience stores, home improvement stores, ANYWHERE.
Always use CASH. You may want a body guard / strong friend with you when you have to purchase a large ticket item.
Stay aware, stay safe.



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