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Tue Oct 26 2010 14:33:02

Facebook to Integrate PayPal's New Digital Goods Service

By: Ina Steiner

Sponsored Link

Facebook COO Sheryl Sandberg announced at a keynote session of the PayPal's Developers Conference today that it would be one of the first companies to integrate with PayPal's new micropayment service for digital goods.

 

PayPal announced the new plan today as it kicked off its 2-day program for developers. The new solution offers PayPal's competitive fee structure for micropayments, with pricing at 5 percent plus 5 cents for purchases under $12 - lower than the fees typically charged by payment processors in the digital goods industry.

 

Every time a customer purchases content, publishers and merchants get paid quickly, giving them fast access to their funds. PayPal for digital goods will be available late fall this year.


The Financial Times newspaper will also be using the new PayPal micropayments plan for its online news content at FT.com.




Comments (19) | Permalink

Readers Comments

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: buck efay

Tue Oct 26 16:48:40 2010

So you CAN'T Accept it for Digital delivery on Ebay, but you CAN anywhere else? What proof of delivery is required for PP INR/SNAD claims?

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: ex-seller

Tue Oct 26 18:05:01 2010

Buyers already don't read descriptions! GREAT, now they are going to buy from their phones, where there is NO WAY that they can see our auctions or terms!
The last guy who bought a suit from me from his blackberry ''on the run'' won a suit without checking the MEASUREMENTS and he wanted to return it which I did not allow~ this is going to happen MORE AND MORE.... OF COURSE at our expense.
Same as Usual Ebay/.....
And JD says he needs to SQUEZE MORE OUT OF US?????
Please, all emerging competition, the River, Bonanzle, DO NOT ACCEPT PAYPAL or this monster will continue!
Etsy has BLOWN IT~ don't they UNDERSTAND THE E-V-I-L of Paypal????

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: another ex-seller

Tue Oct 26 18:09:20 2010

BOYCOTT PAYPAL! OTHER SITES/ DO NOT EVEN CONSIDER ALLOWING PREYPAL AS A PAYMENT METHOD ON YOUR SITES> YOU WILL BE very SORRY AND YOUR BUYERS WILL MAKE VICIOUS CLAIMS AGAINST YOU. PAYPAL WILL SIDE WITH YOUR DISHONEST BUYER every time AND THE CASH WILL BE YANKED OUT OF YOUR BANK ACCOUNT.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: Ina Supporter/ THANK YOU Ina!

Tue Oct 26 18:13:53 2010

Paypal needs to BE REMOVED from all offerings wherever it can be removed.
Ebay started having trouble with declining sales because of JD and is CROOKED POLICIES so they said Paypal only~ this decreased our business by 40%- 50% for MONTHS. PUT THIS LYING COMPANY out of business~ ILLEGAL ACTIONS EVERYDAY!

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

This user has validated their user name. by: Ed Gadfly

Tue Oct 26 20:46:30 2010

Ina & David, the san-serif type is easier on the eyes.

PayPal allows people to steal from you by sending back something else and sellers just have to suffer the thefts.

PayPal is not secure over a desktop computer and now you expect me to use it over a phone?

Get real! I work too hard for my money to have it pi**ed away by the B-team at PayPal.  

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: RE: San Serif vs Times

Tue Oct 26 22:09:27 2010

I think the font-change is the result of remote blogging on-the-road from an Iphone or some other well-traveled netbook.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: Et tu, Brute!

Tue Oct 26 22:24:21 2010

Yowza!!!

Maybe there will be a Rollerball  world after all!

Guess the government better watch its back!

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: paypal poof

Wed Oct 27 09:49:51 2010

I only have one store left that still accepts pp and by the first it will be shut off there as well. There is life after pp, many many options are available, including google checkout, checks sent directly from the buyers online banking bill pay account, etc.

PP is going poof for me. I'm done with their s#it for good!

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: KayCee
Web Site

Wed Oct 27 10:13:07 2010

I may be in the minority here, but I have never had any problems with PayPal, and find it is extremely convenient for both me and my customers.

As for digital content news, I welcome the opportunity to sell my exclusive digital designs in a reasonable way since eBay decided not to honor digital downloads.

Not everyone dislikes PayPal, or needs to bash companies at every turn.

As long as you are relying on others for your platform or payment methods you need to "conform" to their rules. If you have the money to develop your own infrastructures, which most of you probably don't, you can say what you will. But until that point you are basically at the mercy of their decisions whether you agree or not.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: A Natural Redhead

Wed Oct 27 11:26:32 2010

Congratulations so being an eBay ''TOP 5000 REVIEWER''... that's quite an accomplishment! I'm impressed! :o)

=================
KayCee observes: ''I have never had any problems with PayPal...''

Response: Like you, I never had any problems with PayPal either. However, the fact that you nor I have experienced any difficulties does not minimize or negate the fact that many people *have* experienced difficulties. I don't think it's fair for anyone to begrudge others of the right to complain, simply because our experience does not match-up with their experience.

=================
KayCee observes: ''... and [I] find it is extremely convenient for both me and my customers.''

Response: In many regards, PayPal is convenient... especially as a ''starter'' payment service. But in exchange for the ''convenience'' there are also some sacrifices.

1) Honest merchants are unable to conduct their business (and set their own return/re-stocking policies) as they see fit.

2) Honest merchants are now at a greater risk of becoming the victim of customer fraud. I'm not talking about ''credit-card-fraud'' as we normally think of that phrase (ie: stolen card info)... but the type of fraud where a dishonest scammer uses their real credit card and then games-the-system to file fraudulent ''INR'' or ''SNAD'' claims.

3) Honest merchants pay higher percentages and higher transaction fees than can be found elsewhere with traditional merchant accounts.

In fairness, merchant accounts do have a minimum volume requirement and in order to realize the savings, sellers must have an adequate number of transactions. And for low-volume sellers who are just starting out, then PayPal is their most economical option.

4) PayPal has a reputation as being the ''eBay-payment-service''... and as a result, customers see it as a lowbrow payment option. When it's the only payment option offered by an online seller, then it makes their business look less professional. It gives them a ''not-ready-for-primetime'' look. It's a ''make-do'' approach.

As an illustration: A store with an inexpensive Casio cash register (from Costco) give a MUCH MORE PROFESSIONAL appearance than a store that uses an old cigar box filled with loose-coins and random stacks of bills. PayPal = the cigar box that will ''make do'' until later. Anyone who is serious about their business, or who has hopes of conducting business in the most professional-looking way possible will not rely exclusively on PayPal.

=================
KayCee observes: ''As for digital content news, I welcome the opportunity to sell my exclusive digital designs in a reasonable way since eBay decided not to honor digital downloads.''

Response: That's nice.

=================
KayCee observes: ''Not everyone dislikes PayPal, or needs to bash companies at every turn.''

Response: There's a simple solution to this: If you *like* PayPal, then *don't* bash it. -~- I offer similar advice to those who are opposed to same-sex marriage: ''If you don't approve of same-sex marriage, then don't marry someone of the same sex! :o)''

Nobody is compelling you to complain about PayPal... but by the same token, your overall satisfaction with PayPal should not exclude others from expressing their dissatisfaction.

If you have something positive to say about PayPal, by all means SAY IT! Good-on-ya! -~- Just allow others to express their opinions too.

=================
KayCee observes: ''As long as you are relying on others for your platform or payment methods you need to 'conform' to their rules.''

Response: You know, every payment processor has ''rules''. I think the point you're missing (intentionally?) is that PayPal's ''rules'' are interfering with how an honest merchant chooses to legitimately conduct their business.

PayPal's ''rules'' go far beyond what one could reasonably expect.
PayPal's ''rules'' encourage fraud and put merchants at risk.
PayPal's ''rules'' put sellers' funds at risk.
PayPal's ''rules'' assume a seller is GUILTY by default.
PayPal's ''rules'' give the ''award'' to dishonest scammers WITHOUT giving honest sellers a chance to respond.

These are very grave concerns and they are quite legitimate, KayCee.

=================
KayCee observes:  ''If you have the money to develop your own infrastructures, which most of you probably don't, you can say what you will.''

Response: Gee, that's awfully GENEROUS of you. -~- HEY EVERYONE, Did you hear that?! KayCee says if you *can* develop your own ''infrastructures''... then it's okay to ''say-what-you-will'' about PayPal. (Otherwise, all you poor folks should just shut your cakehole... right?)

[Insert a rolling-eyes emoticon here]

=================
KayCee observes: ''But until that point you are basically at the mercy of their decisions whether you agree or not.''

Response: Ahhh... I see you're a ''status-quo'' kind of person... a ''don't rock the boat'' kind of person, eh?

We... RIGHT THERE is one of the biggest issues about this whole thing. The small merchants (even the ''hobby'' merchants) are the ones who can LEAST AFFORD to remain ''at the mercy'' of Paypal. These sellers CANNOT FINANCIALLY ABSORB the type of abuse and fraud that PayPal enables.

THESE STARTUP SELLERS (who often have the lowest profit margins in order to get a competitive foothold as they enter the marketplace) are the ones who SUFFER THE MOST because they simply can't be competitive if they also factor in an additional 25% markup to compensate for PayPal's PRO-CRIMINAL behavior.

At the same time... they CANNOT STAY IN BUSINESS if they are continually LOSING MONEY and LOSING PROFIT because PayPal's policies encourage dishonest people to file false claims.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: Et tu, Brute!

Wed Oct 27 11:55:18 2010

@ A Natural Redhead

All excellent responses to KayCee.

I would like to add: Would you bank with a bank that was not accountable to the FDIC?  Would you bank with said bank, who further set rules that basically stated that they could do whatever they wanted to do, whenever they wanted to do, or whatever reason?

With YOUR money?

Would you in all honesty state that you would in a single hot minute STAY with such a bank that insisted on setting and playing by their own rules?

With YOUR money?

That's what it boils down to.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: buck efay

Wed Oct 27 12:17:03 2010

Would you bank at a place that advanced you funds without even making sure they are in place, then claw back the monies & charge YOU fees for doing so?

Would you bank at a place where any customer for any reason at any time can make up a lie & get a refund? Even if you can PROVE delivery, even if feedback are left?

And Kaycee, lots of filthy scummy companies pull lots of illegal stuff nowadays. Scummy corporations like Preypal hire even scummier lawyers, like Sandy Purins, and calculate the odds. If they decide they can make more money thru being crooks then the fine they will pay when caught, these amoral, sociopathic criminals will go right ahead & do so, because ethics are no longer a part of business for such bottom feeding corporate scum.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: Ina Supporter/ THANK YOU Ina!
Web Site

Wed Oct 27 15:44:07 2010

Wow, it looks as though I have to develop my own payment system before I can give an opinion! LOL! Thanks for your support folks! I enthusiastically support all the other fine sellers out there TRYING to make it on this now terrible site.
If everybody lays down and allows US corporations to behave this way with OUR MONEY it will become the norm! Good for you Sir for just laying down and taking it but we do not do that here.
We must excise this element out of our business~ Ebay has become a PAYPAL company and the loyal sellers who helped grow Paypal must be allowed other options. This evil company is trying to spread out into other arenas and other business must be told what they are getting themselves, and their customers into. Paypal holds and lack of protections from unscrupulous buyers to name but a few.
I APPRECIATE the support of other fine sellers and I am working for all of us to let other companies know how SLIMY this company is.
To see that Etsy has set up Paypal is very upsetting to alot of users as it just perpetuates the fraud that is rampant because of this companies slanted policies.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: another seller
Web Site

Wed Oct 27 16:03:26 2010

I guess Kay-cee has not gotten his famous Rock-n-the-box yet. Stick around, you'll get one. I personally hope you don't but you have been very lucky if you haven't had any problems w/ PP!
Paypal- the only place you can send a ROCK N A BOX and get a full refund/ thanks Paypal. GREAT SELLER PROTECTION you EGGGSPERTS!

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: buck efay

Wed Oct 27 22:00:09 2010

someone just tried to pull the old switcheroo on me on Amazon with a $100 sale. Sent me back a trashed one worth $25. Amazon told him to go pound sand after I proved delivery, as the liar said it was INR. It was insured & not an online tracking number, so PooPoopal would have shafted us for the $100 even though I had proof & an email trail of all his post sale BS, stating he had received the item, plus a record of 4 different Ids associated with buyer. PooPoopal would have ignored all the evidence & given an immediate refund, then steal all my fees too. SCUM.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: Rick1313

Thu Oct 28 12:16:54 2010

Users (sellers) of payment processor's should realize that the ''safe and easy'' way of having buyers pay for their purchases is a bunch of hog wash.

If it was ''safe'' for a seller, then these payment processors would not have a clause that states that sellers are still responsible for charge backs (plus the extra fee) if buyer lost a claim through the payment processor's arbitration process.

In PayPal's case, they state that they will represent the seller and fight the good fight. However...

If a seller wants to see what ''good fight'' PayPal put up, they state in their UA that seller must get a court order to see how PayPal represented seller's ''best interest'' in the matter.

As one can see, the ''safe'' factor disappears when this type of charge back occurs.

If it was really safe at all times for sellers (as a payment processor like PayPal would have you believe), payment processors would absorb the cost of having to refund the buyer's payment (from whatever source buyer used) if buyer passed the date of filing a claim or lost a claim.

This is the risk that payment processors take by having themselves liable to a buyer's payment source that is outside of the payment processor's control.

Why do you think PayPal amended section 11.5 of their UA site literature (re: buyer redirecting mail)?

It was so they can recover their liability to the buyers' payment source(s) that PayPal could not control.

PayPal does not require buyers to confirm that the mailing address, listed with payment, be the actual mailing address that buyer should expect to be the final destination of the shipped package.

One would think that PayPal would find buyer at fault in this instance.

Not the case. PayPal will penalize the seller (loss of seller protection) for allowing a buyer to redirect the package.

Why would PayPal do this you say?

In my opinion, besides wanting buyer not to be responsible for anything, I believe it is because of PayPal's liability to buyer's payment source in the matter.

PayPal is responsible to buyers payment sources outside of PayPal, not the seller (seller does not even know what funding source buyer used to make payment).

From what I understand how it works, these payment sources regard PayPal as the shipper of the item, so PayPal is responsible to ensure that it arrives at buyer's mailing address LISTED WITH THE OUTSIDE PAYMENT SOURCE.

Sellers have no idea what that address is, but PayPal does.

In not making buyers responsible for changing the address on PayPal, PayPal is trying to place their liability to buyers' payment sources onto the seller.

This is the bad faith I keep on harping on when talking about how eBay,inc. ''redesigns'' UA's/policies.

Just as you, as a seller, must be working in good faith with your buyer at all times, so must eBay,inc. (the seller) have to working in good faith with their buyer (the seller who pays for use of their services).

PayPal is liable no matter how they try and avoid their liability.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: buck efay

Thu Oct 28 12:58:43 2010

And to think, they could mitigate & remove so much fraud if only they would require users to register with a credit card & a real address. I guess the dolts that program for ebay are too dumb to realize 1234567890 is not a real phone number, and a zip code that does not match should NEVER be accepted. Paypal is liable as an accessory to retail fraud for every transaction they interfere in without verifying buyer info. Be sure to name Ebaypal as aiding & abetting theft if you ever get robbed on Ebay. I put a big bug in the air of postal inspectors regarding Ebay fraud & allowing theft thru items not properly scanned by USPS.

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: Troglodyte

Fri Oct 29 00:49:52 2010

Ebay ethics at its best worst! Read how Meg Whitman raped ebay, its emplpyees, and clients in ways you probably didn't know.

Three cheers for alter.net!

http://tiny.cc/d0tu6

Facebook to Integrate PayPal's New Digital Goods Service   Facebook to Integrate PayPal's New Digital Goods Service

by: paypal =thieves

Mon Nov 1 19:53:21 2010

I have started an active campaign everywhere I sell, I offer 5 dollars off this order just ask me how.

the how is an invoice I send from google checkout.

I have actively processed many ebay orders this way. and will continue until I have twice what paypal stole from me last month



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